Master Your Money with Envelope Budgeting
Take control of your finances with Xpends. Allocate funds to categories, track every expense, and watch your savings grow. Simple, powerful, and designed for real life.
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Everything you need to manage your money
Powerful features that make budgeting simple and effective
Envelope Budgeting
Allocate your income into categories like Food, House, Health, and more. Know exactly where your money goes.
Income & Expense Tracking
Record every transaction with ease. See your spending patterns and make informed decisions.
Investment Tracking
Monitor your investments alongside your budget. Get a complete picture of your financial health.
Secure & Private
Your data stays on your device with local storage. No cloud sync means complete privacy.
Real-time Balance
See your available balance update instantly as you add transactions. Always know where you stand.
Smart Reports
Visualize your spending with charts and reports. Understand your habits and improve over time.
Simple steps to financial clarity
Get started in minutes and see results immediately
Create Your Envelopes
Set up categories for your spending like Food, House, Health, Study, Car, and Fee.
Allocate Your Income
Distribute your income across envelopes based on your priorities and goals.
Track & Adjust
Record expenses, monitor balances, and adjust as needed to stay on track.
Ready to take control of your finances?
Start your 15-day free trial today. No credit card required.